Terms and Conditions

Effective Date: July 15, 2026

Welcome to the website of Banuelos Insurance Agency LLC (“we,” “us,” or “our”). By accessing or using www.banuelosagency.com, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our website.

1. Services Provided

Banuelos Insurance Agency LLC provides insurance quoting and brokerage services for personal lines auto and commercial insurance. Quotes provided on this website or via communication with our agents are estimates and do not guarantee coverage. Final coverage and premiums are determined solely by the issuing insurance carriers.

2. SMS and Text Messaging Terms

By providing your phone number and opting in to receive text messages from Banuelos Insurance Agency LLC, you agree to the following terms:

  • Purpose: We use SMS to communicate policy updates, payment reminders, claim statuses, and quote details.

  • Opt-Out: You can cancel the SMS service at any time. Just text STOP to any message we send. After you send the SMS message STOP to us, we will send you an SMS message to confirm that you have been unsubscribed.

  • Help: If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance.

  • Rates: Message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies based on your policy needs.

  • Carriers: Carriers are not liable for delayed or undelivered messages.

3. Limitation of Liability

Banuelos Insurance Agency LLC will not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this website or the services provided herein.

4. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the States of Kansas and Missouri, without regard to its conflict of law principles.

5. Contact Us

For any questions regarding these Terms and Conditions, please contact us at our registered office:

9966 W 87th St, Overland Park, KS 66212